Business China regulators should act further to free up apps' access to rivals' links: State media. Bookmark Bookmark Share. Close Top Stories. It provides an overview of the entire examination process and then offers specific instructions and suggestions for carrying out each individual phase of examination.
This handbook is updated annually. This subscription service provides access to the published version of the handbook, and updates to the publication will be available in Account Manager. Subscriptions are specific to an individual user and access to the platform requires a redemption code, which will be provided via email following verification of the purchase.
This guide helps insurers comply with state regulatory requirements regarding annual audited financial reports and related correspondence. A detailed chart includes statutory citations, filing deadlines, workpaper requirements, audit committee requirements and much more.
Recently published in This handbook provides state insurance regulators with a resource guide to help them through the labyrinth of ERISA preemption analysis. ERISA, a federal statute that establishes a comprehensive regulatory framework for employee pension benefit plans, preempts most state laws. This directory contains a complete listing of the 56 insurance departments that are members of the NAIC. The directory provides biographical and contact information for each regulator, as well as important information about key personnel, including titles, telephone numbers, Web sites and e-mail addresses.
Updated bi-annually. Comparative reports include a variety of information - including number of departmental staff, annual budgets, revenues collected, premium volume, number of insurers and producers, and number of consumer complaints filed. Data displayed for easy reference and comparison. The purpose of the white paper is to provide a central resource for regulators and non-regulators regarding the insurance implications of home-sharing. The white paper describes common exclusions found in homeowners and dwelling policies and outlines the coverage options for home-sharing hosts and guests.
The white paper also highlights legal restrictions that may prohibit home-sharing in some areas and describes the type of coverage available by the largest home-sharing companies currently operating in the U.
This publication contributes to the goal of providing state insurance departments with an integrated approach to screening and analyzing the financial condition of insurance companies by explaining ratio calculations and providing worksheets and benchmarks that are part of the NAIC's IRIS.
Provides detailed demographic information on more than 5, Property, Life and Fraternal, Health, and Title insurers, as well as more than 17, offshore alien insurers and reinsurers included in the NAIC database.
The product is a zipped file of individual reports in comma-separated values format and is available in Account Manager upon confirmation of purchase. Each report includes a record layout to assist with downloading the files for use in a spreadsheet or database.
Published semiannually. Provides domestic company codes and names for more than 5, Property, Life and Fraternal, Health, and Title insurers, as well as more than 17, offshore alien insurers and reinsurers included in the NAIC database. It also indicates the status of the company and provides all necessary information for completing the reinsurer-related requirements in Schedule F and Schedule S of the annual and quarterly statements. This publication should be used to ensure that all financial filings conform to NAIC requirements.
Posted semiannually. Financial Statement Data Purchase the data that is the basis of this report and manipulate it to achieve the best possible results for your research. Form 1 focuses on the critical assumptions of morbidity and persistency while still presenting high-level loss ratio data.
Form 2 focuses on the developing level of funds from the issue age premium basis and compares this to the active life reserve. Form 4 tracks life insurance and annuity products that have long-term care benefits provided by acceleration of certain benefits within these products.
Form 5 requires information at the state level. You may also consider adding a LC low-pass filter on either the input or output. Another great article.
Effective immediately you are hereby appointed to Youtube contributor. I look forward to your videos!!! Hey Mike, thanks for the nice comment! Making Youtube videos is definitely on my list for the near future. Published on August 11, by John Teel. Share Share 7. Notify of. Newest Oldest Most Voted. Inline Feedbacks. Sid-Ali Akil. John Teel. Reply to Sid-Ali Akil. Reply to John Teel. Ritesh Kumar. Reply to Fatoro. Best regards, John.
Inigo Onederra. Very useful and clear explanation, John. Reply to Inigo Onederra. Reply to pascuale. Reply to Vasanth. Thanks for the comment Vasanth!
Lawrence Normie. Reply to Lawrence Normie. Thanks Lawrence, I appreciate the positive comment! Reply to mike. Plastic is considered when low cost is of primarily concern or a throw away item is required. Stainless Steels are often chosen for use with corrosive fluids, use in corrosive environments, when cleanliness of the fluid is a consideration or when the operating temperatures will be high.
Equally important is the compatibility of the seal material with the fluid and with the operating temperature range. Buna-n is a typical seal material. The chemical properties of the fluid should be considered before determining the best materials for your application.
Each fluid will have its own unique characteristics so care must be taken to select the appropriate body and seal materials that will come in contact with fluid. It is also important to determine if the fluid is flammable, toxic, explosive, or hazardous in nature. A non-relieving regulator is preferred for use with hazardous, explosive, or expensive gases because the design does not vent excessive downstream pressure into the atmosphere.
In contrast to a non-relieving regulator, a relieving also known as self-relieving regulator is designed to vent excess downstream pressure to atmosphere. Typically there is a vent hole in the side of the regulator body for this purpose. In some special designs, the vent port can be threaded and any excess pressure can be vented from the regulator body through tubing and exhausted in a safe area. If this type of design is selected the excess fluid should be vented appropriately and in accordance to all safety regulations.
The materials selected for the pressure regulator not only need to be compatible with the fluid but also must be able to function properly at the expected operating temperature. The primary concern is whether or not the elastomer chosen will function properly throughout the expected temperature range. The inlet and outlet pressures are important factors to consider before choosing the best regulator. Important questions to answer are: What is the range of fluctuation in the inlet pressure?
What is the required outlet pressure? What is the allowable variation in outlet pressure? What is the maximum flow rate that the application requires? How much does the flow rate vary? Porting requirements are also an important consideration. In many high technology applications space is limited and weight is a factor. Some manufactures specialize in miniature components and should be consulted. Material selection, particularly the regulator body components, will impact weight.
Also carefully consider the port thread sizes, adjustment styles, and mounting options as these will influence size and weight. In operation, the reference force generated by the spring opens the valve. The opening of the valve applies pressure to the sensing element which in turn closes the valve until it is open just enough to maintain the set pressure. For their part, makers of hearing aids have long argued that professional expertise is required to pick the right device and adjust its settings to work properly.
Once the FDA rules take effect, traditional manufacturers are expected to begin selling cheaper, direct-to-consumer models. Eventually, advocates predict the hearing aid market will resemble eye care, where consumers can choose between drugstore reading glasses or prescription bifocals. The looser regulations would not apply to devices for people with severe hearing loss or for children.
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